Showing posts with label Online Loans. Show all posts
Branch Loan Easy way to get loans
Branch is the simplest and most secure way to borrow, save, and improve your financial health all from the convenience of your phone.
LOAN RATES AND FEES
India
Loan Amounts: INR 750 to INR 50,000
APR: 50% to 153%
Monthly interest: 4.1% to 13.5%
Example Fees: For a loan of INR 9,000, an interest fee of INR 548, a processing fee of INR 800, and GST of INR 144. No late fees or rollover charges.
For a loan INR9000, customer will pay 9000(principal)+548(interest)+800(processing fee)+144(GST)= INR 10492 total
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.
Get access to Free Credit Score and Free Credit Report only on Branch. You will get your free Cibil report and Cibil score mailed directly to your email ID.
Kenya
Loan Amounts: Ksh 250 to Ksh 70,000
APR: 22% to 240%
Monthly interest: 1.6% to 20%
Example Fees: For a loan of Ksh 10,000, a flat fee of Ksh 2,160. No late fees, rollover charges, or origination fees.
For a loan of Ksh 10,000, custumer would pay 10,000(loan)+2160(flat fee) = Ksh 12160 total
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.
Nigeria
Loan Amounts: ₦1,000 to ₦200,000
APRs: 20% to 265%
Monthly interest: 1.6% to 23%
Example Fees: For a loan of ₦40,000, a flat fee of ₦8,800. No late fees, rollover charges, or origination fees.
For a loan of ₦40,000, customer would pay ₦40,000(loan amount)+ ₦8,800(flat fee) = ₦48,800 total.
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.
Tanzania
Loan Amounts: Tsh 5,000 to Tsh 700,000
APRs: 50% to 320%
Monthly interest: 4% to 27%
Example Fees: For a loan of Tsh 120,000, a flat fee of Tsh 31,200. No late fees, rollover charges, or origination fees.
For a loan of Tsh 120,000, Customer will pay Tsh120,000(loan)+ Tsh 31,200(flat fee)= Tsh 151,200 total
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 60 days.
KEY BRANCH FEATURES: FINANCIAL ACCESS IS JUST A TOUCH AWAY
The Branch app lets you apply for credit, save funds, or monitor your financial health on the go.
* Easy access 24/7
* Quick and easy sign up
* No paperwork, collateral or office visits needed
* Use your money the way you want to -- for home or business
* No late charges or rollover fees on loans
* Lower fees, and flexible payment terms as you repay
Questions? We provide world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!
SAFE AND SECURE LOANS
Branch makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.
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CONTACT US
We're always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at support@branch.co or find us on Facebook!
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Visit our website: branch.co
Branch Loan Easy way to get loans
Credpal fast online Loan of 100,000 naira
Click here to download the app
Use the Referral Code :: AZuoYW5Tf
If you're looking for a reliable loan app in Nigeria, the CredPal App is your best bet. When you sign up, you get access to loans, buy now pay later, and a credit card.
CredPal is a loan app in Nigeria that gives you access to reliable loans and instant credit cards to buy now and pay later from merchants within the app. You can also pay bills such as TV and data subscriptions, electricity, and airtime with your credit card in your app.
CREDPAL INTEREST RATE AND LOAN REPAYMENT
Loan amounts range between ₦50,000 to ₦2,000,000 with repayment periods from 3 months to 9 months at monthly interest rates that range from 4% to 5%. Annual Percentage Rate for 3 to 9 months (15% to 45%).
Representative Example of a CredPal loan:
1. Loan Amount: ₦200,000
2. Loan Term: 3 months
3. Interest rate: 4.5%
4. Service Fee: 1.5% (Goes to the Payment Service Provider)
5. Interest amount of the loan: ₦27,000
6. Monthly repayments for 3 months: ₦79,071.67
7. Total amount payable: ₦237,215
8. Total Percentage Rate (13.5%)
CREDPAL CREDIT CARD INTEREST RATE & REPAYMENT
The credit limits on credit cards range between ₦5,000 to ₦500,000 with a repayment period of 29 days at an interest rate that ranges from 3.8% to 21%.
Representative Example of a CredPal Credit Card:
1. Credit Limit Amount of ₦70,000
2. Credit Limit Term: 29 days
3. Interest rate: 6%
4. Service Fee: 1.5% (Goes to the Payment Service Provider)
5. Interest amount of the credit limit: ₦4,200
6. Monthly Repayment: ₦75,313
7. Total amount payable: ₦75,313
8. Total Percentage Rate (6%)
CREDPAL BUY NOW PAY LATER INTEREST RATE & REPAYMENT
The credit limits on credit cards can be used to buy and pay later from merchants within the CredPal app. The credit limit on the cards ranges between ₦5,000 to ₦500,000 with a repayment period of 1 month to 6 months at an interest rate that ranges from 4% to 6%. Total Percentage Rate for 6 months (24% to 36%).
Representative Example of Buy Now, Pay Later:
1. Purchased Item: iPhone xs
2. Limit Amount of ₦100,000
2. Limit Term: 2 months
3. Equity Contribution: ₦31,500
3. Interest rate: 5%
4. Service Fee: 1.5% (Goes to the Payment Service Provider)
5. Interest amount of the limit: ₦6,850
6. Monthly Repayment: ₦40,000
7. Total amount payable: ₦80,000
8. Total Percentage Rate (10%)
Other Benefits:
Competitive interest rate
Fast and convenient process
No guarantor needed
HOW TO SIGN UP ON CREDPAL:
~Download the app
~Provide the required documents.
~Wait for a credit limit and loan limit approval.
~Once you have been offered a credit limit, activate your account and start spending.
